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Politics

BANKING INDUSTRY PLAYS A PIVOTAL ROLE IN INDIA’S GROWTH STORY: PRESIDENT MURMU

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Published 03 Sep, 2025

By Staff Reporter


Droupadi Murmu graced the 120th foundation day celebrations of City Union Bank at Chennai, Tamil Nadu September 2, 2025.

Speaking on the occasion, the President said that the Indian economy is among the fastest-growing large economies in the world, and the banking industry plays a pivotal role in its growth story. In a dynamic economic landscape, the aspirations of people have expanded in a major way. The role of banks has expanded beyond financial transactions. Banks are not just custodians of wealth. Today they offer variety of financial services. They are also instrumental for inclusive and sustainable development.

The President said that one of the critical pillars of the country’s development is financial inclusion, which means ensuring that every citizen has access to affordable financial services. She expressed confidence that banks like City Union Bank are helping meet the national target of saturation in the area of financial inclusion through banking. She stated that in a developing country like India, a large population still lives in rural and semi-urban areas with limited access to formal banking. She was happy to note that City Union Bank has made remarkable progress in the field of financial inclusion.

The President noted that banks and fintech companies are offering user-friendly mobile apps, micro-loans, and insurance products tailored for underserved communities. Payment banks, digital wallets, and banking correspondents have taken financial services to the doorsteps of remote villages. She stated that despite progress in this area, several challenges are still faced in terms of digital literacy, internet access, and financial awareness. With combined efforts of all stakeholders, people can be better integrated with banking services through technology, and digital and financial literacy.

The President said that the empowerment of farmers and the rural economy should be a priority of our banking sector. By extending timely and affordable credit, offering financial literacy, and supporting agri-tech initiatives, banks can help in making agriculture sustainable and profitable. Banks can play an important role in transforming MSMEs into the engines of growth. Our banks should also take measures for helping the underprivileged and marginalized sections. Special efforts should be made for better integrating daily wage earners and migrant labourers with banking services.



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